Dont take the risk -- use an self-sufficient financial adviser

financial advisers, independent financial adviser

Dont chance it - get an independent financial adviser With financial uncertainty so widespread, financial advisers are a lifeline. Having someone who understands all the jargon and can navigate you past problems is a boon when times are hard. After all, the savings, investments and pensions you hold have to work substantially harder when inflation is high, and you certainly wouldnt want disaster to strike when times are hard. You might not have considered getting help from an independent financial adviser, but theres an important reason why you should. Your high street bank may have offered you an account review. This is usually dressed up as offering help from one of their financial advisers, but in reality is merely an attempt to sell you the banks products. Unfortunately, the banks employees are only going to offer the banks services, so if theres a smarter option at the bank next door, youll never get to hear about it. An independent financial adviser, conversely, can look at every type of investment available, and guide you to the ideal one for you. What good will financial advisers do for me? There is a range of important circumstances that can benefit from an independent financial advisers help: perhaps youd like to check on whether your options for retirement will keep you comfortable later on, or youd like to check how efficiently youre saving, and whether there are options that could serve you more effectively. With school-age children in the house, you might be thinking about tuition fees, an area that financial advisers are well placed to advise on. If youre doing well, but are keen to make your money grow through share trading, then an independent financial adviser will make a welcome guide. Of course, many people contact financial advisers in relation to inheritance issues. If youve been given a sum of money, theres little point leaving it earning a pittance in a normal bank account. Conversely, independent financial advisers are experts in minimising your exposure to inheritance tax, so youll be able to leave more of your hard-earned money to your loved ones when youre gone. Using an independent financial adviser is common sense There are many other reasons you might need help from financial advisers, but the really important thing is to make sure that they are an independent financial adviser. As explained earlier, they can access a wide range of products and arent committed to one provider. Of course, for your safety, theyre subject to stringent regulation, and are experts in their field, so you know your money will be well looked after. Remember, in these troubled times, an independent financial adviser can really help your money work for you, instead of just the other way round.